5. On your layers Palettes, activate your second layer
6. Lower the Opacity to 70, or as desired
7. Layers - Merge - Merge Down
8. Layers - New Mask Layer - From Image
Select the dmsk0130, Invert mask data UNCHECKED
9. Layers - Delete - Yes
10. Layers - Merge - Merge Group
11. Select your Text Tool, change your Background color to Black, Foreground color to Dark Orange (or what ever colors you desire), and Stroke Width to 1.0
12. Apply your Text and Move it to the position desired
13. Layers - Merge - Merge All (Flatten)
And we're done!
Cool 'huh?
Please do not steal my tuts and claim them as your own.
If you would like to use them on your site or group please email me first and ask for permission.